OWN IT
The barriers to home ownership have never been higher, but with a little help and planning they are not impossible to overcome. With own-it and help from our AI friend Lotus, you can Own Your Finances, Own Your Future and Own Your Home.
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Our app own-it covers all scenarios if you are based in UK (both Bank Linkage and Property Search). Coverage of Open Banking is increasing gradually as well. Linking your bank accounts is safe via Open Banking.
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Why don't you chat with our AI mascot or spend 4 mins of your time on videos.
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Income, Spending
& Savings
In order to get where you want, you need to know where you are.
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own-it uses an Open Banking provider called TrueLayer to Link all your bank accounts held across multiple institutions. Brief video.
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Own Your Finances with help from your friend Lotus who will categorise all your transactions, across all accounts, giving you a complete picture of your spending, savings and income.
Plan, Budget
& Save
Once you know where your are, you can see where you are heading.
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Powered by Zoopla, own-it allows you to search for homes you can afford. Choose where and when you want to buy and set a budget to get there.
Own Your Future and bend it in the direction you want. Set budget goals to reduce your spending and maximise your savings.
Lotus will track your progress notifying you when you are overspending and are at risk of breaking your budget.
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Mortgage Advice
Then when the time is right, we'll refer you to a mortgage adviser. They will ask you some questions and provide you with a Mortgage in Principle confirming the maximum mortgage you can afford. You can then use your Mortgage in Principle when making offers on a home.
Once an offer is accepted, your mortgage adviser will find the right mortgage for you. Saving you money, time and stress as they walk you through the application process.
Finally you can Own Your Home.
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For Adviser fee, please refer to section 21 on our Terms and Conditions
